![]() Other programs include financial planning for seniors on a limited income and a referral program for dental care. It’s a nonprofit agency that assists with housing placement, based on financial need. This program is open to all Prince William County residents. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.ġ0455 White Granite Dr., Suite 100, Oakton, VA 22124 Many seniors use reverse mortgages to finance their care expenses, including in-home care. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Reverse Mortgages : Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over.Contact the Department of Veterans Affairs to learn more. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Veterans’ Benefits : The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services.The specific coverage rules are set individually by each state. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. Medicaid : Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit.However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. Medicare : Medicare does not cover in-home care because it is classified as custodial, or non-medical, care.Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Long-Term Care Insurance : Long-term care insurance covers expenses related to senior care, including in-home care.If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. Below, we explain some of the most common sources of financial help for paying for in-home care. Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully. However, high-quality medical services are available nearby courtesy of MedStar Georgetown University Hospital, which is high performing in five specialties, including geriatrics.īelow we’ve compiled a comprehensive directory of every home care provider in Bristow– complete with services offered and reviews from families who’ve actually used the service. This average cost is for personal care services, not medical services associated with home health care. The bustling area boasts some 41,000 residents, with the senior community making up only 6.1% of the population, significantly below the national average of 16.8%.ĭue to Bristow’s proximity to DC, it shares the capital’s average monthly home care cost of $5,339, according to Genworth Financial’s 2021 Cost of Care Survey. ![]() ![]() Bristow is an unincorporated community in Virginia located about 30 miles to the west of Washington, D.C. ![]()
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